Say hello to easy, affordable, and convenient check cashing!

Discover the benefits of cashing your check at Heritage Community Credit Union. While you’re here, you can access additional rewards and long-term financial solutions that come with your membership.

  • Immediate Access to Your Money: Our check cashing services allow instant access to your funds. You’ll bypass the usual wait for check clearance.
  • Ideal for Everyone: Use our check cashing service with your Heritage account for simpler financial transactions.
  • Save with Lower Fees: Benefit from our lower check cashing fees. A truly cost-effective solution compared to other financial institutions.
  • Convenient Hours: Enjoy our extended check-cashing hours tailored to your schedule.

View Our Rewards Checking Accounts

Branches That Offer Check-Cashing

Whether you live in Sacramento or Placer County, we make check cashing simple. Visit one of our locations for fast, reliable service.

FOLSOM

Experience friendly, community-focused banking at our convenient Folsom branch.

Lobby Hours
Mon - Thurs 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 10:00 am - 2:00 pm

FAIR OAKS

Enjoy quick and hassle-free check cashing at our Fair Oaks location.

Lobby Hours
Mon - Thurs 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 10:00 am - 2:00 pm

GOLD RIVER

Our Gold River branch takes the hassle out of check cashing – get in, get your cash, and get on with your day.

Lobby Hours
Mon - Thurs 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 10:00 am - 2:00 pm

Check Cashing Details

There’s a low $8 fee for every check you cash. We will waive the fee if you’re under 18 years of age or have combined deposit balances over $1,000.

Find the perfect Heritage Community Credit Union checking account to maximize your rewards. Our comparison tool lets you compare Kasasa options side by side.

Why Heritage Community CU

Discover why Heritage Community Credit Union is the smart choice for your banking needs. With competitive rates, personalized service, and exclusive member benefits, we're committed to helping you reach your financial goals.

  • Exceptional Rates: Enjoy competitive rates on savings, checking, and loans designed to work for your budget.
  • Community Focused: Experience the difference of a credit union that supports local initiatives and gives back to its members.
  • Member-Exclusive Promotions: Unlock special offers, rewards, and discounts throughout the year.
  • Modern Banking Tools: Easily manage your finances using our convenient online and mobile banking platforms.
  • Personalized Support: Get friendly and knowledgeable guidance from our team to find the right financial solutions for you.

FAQ About Cash Checking in Sacramento

Do you offer check cashing near me? How can I find a branch location?
Yes! Use our branch locator tool for the most up-to-date locations offering check cashing. You can also use your mobile phone browser and type in "check cashing place near me.”  
What types of checks can I cash at Heritage Community Credit Union?
We cash various checks, including government checks, money orders, social security checks, tax refunds, and personal checks. Please note that limits and fees may apply based on the type of check and your account status.
How long does it take to cash a check?
In many cases, funds may be available immediately or within one business day. Certain check types or large amounts may require a slightly longer hold time.
Are there specific requirements for cashing a check?
Yes. You'll need to present a valid government-issued photo ID. You might need to provide additional forms of identification or verification under certain circumstances.

Check out our checking accounts!

Find the perfect checking account to suit your needs. Choose from options offering high dividends, cash-back rewards, and valuable protection features.

Free Kasasa Cash Checking High Yield

Maximize your earnings! This account offers high dividends that grow with your balance and refunds on ATM fees nationwide.

Learn More

Free Kasasa Cash Back Checking

Get rewarded for your everyday spending. Enjoy cash back on debit card purchases and nationwide ATM fee refunds.

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Worry-Free Checking

Enjoy peace of mind and convenient banking. You get IDProtect® identity theft protection and convenient perks for a worry-free banking experience.

Learn More