Investment & Retirement Services

At LPL Financial our goal is to make a difference – for you, your family, and your future. Whether you’re looking for overall financial guidance, assistance with a specific financial goal, a comprehensive financial plan, or a second opinion, we’re here to help.

Our Financial Advisors can provide you with individualized service and are experienced in working directly with members like you.

Investment & Retirement Services

  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Income Strategies in Retirement
  • Life Insurance
  • Saving for College
  • Consolidating Retirement Accounts

Meet Your LPL Financial Advisor 

Mike Selby
LPL Financial Advisor
CA Insurance License #0674252
at Heritage Community Credit Union

Phone: 916.364.3050
Email: [email protected]
Branches Served: Fair Oaks and Folsom

“My job is not really about numbers. It's about talking to people and building relationships. When I meet with members, my mission is to educate them on their financial options and aid them in defining their objectives. Above all, I want to give them the tools they need to make informed financial decisions so they can pursue their goals.”

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.


Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Heritage Community Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LPL Financial, and may also be employees of Heritage Community Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Heritage Community Credit Union.  Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency


Not Credit Union Guaranteed


Not Credit Union Deposits or Obligations


May Lose Value


The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.