Rates Calculator

Earn high dividends, up to 2.25% APY1, just for doing banking basics.


Qualifying is a snap!

All of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and log into online banking

That's all there is to it. And if for some reason you don't qualify, don't worry. Your account is still free and you'll still earn our base dividend rate. You can get back to earning your full rewards the very next monthly qualification cycle!

1 Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances in your Kasasa Cash account up to $25,000 receive APY of 2.25%; and balances over $25,000 earn 0.01% dividend rate on the portion of balance over $25,000, resulting in a range from 2.25% to 0.46% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn .01% APY and ATM withdrawal fees are not refunded. To receive Kasasa Cash and ATM withdrawal fee reimbursement rewards, you must access your Kasasa Cash account through ehccu-online banking, Mobile eBanking or text banking at least once during the Monthly Qualification Cycle and conduct at least 12 posted PIN-based or signature-based debit card merchant transactions during the Monthly Qualification Cycle. Transactions may take one or more banking days from the date the transaction was made to post to your account. Transactions that have been initiated but not posted as of the end of the cycle will not count as a qualifying transaction for that cycle but will count in the following cycle when they post to your account. “Monthly Qualification Cycle” means the current Statement Cycle. “Statement Cycle” means the period of time covered by the statement for your account. The statement cycle begins on the first day of the calendar month and ends on the last day of the calendar month. Failure to maintain monthly enrollment in eStatements will require the closure of your Kasasa Cash account. Limit 1 Kasasa Checking account per social security number. There is no minimum balance required to obtain the advertised annual percentage yield, but a $25 minimum deposit is required to open this account. APY = Annual Percentage Yield. APY accurate as of 05/01/2022.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A