The Account for Your Financial Future.
Take charge of your finances with the money-saving benefits of a Smart Checking Account, powered by Bazing.
Smart Checking Features:
- Cell Phone Protection: pay your cell phone bill with your Smart Checking Account and take comfort knowing you have up to $1,200 of coverage a year1,2
- Roadside Assistance: available 24/7 to and free to use, up to $80 in covered service charges
- ID Theft Aid: Includes personal identity theft benefit, payment card fraud resolution, and identity resoration1,2,3
- Buyers Protection: items are protected for up to $2,500 per item if theft or accidental breakage occurs1,2
Ways to Save with Smart Checking
- Shop Local, Save Local: enjoy local discounts and national retailer deals for dining, travel and more4
- Health Savings Card: save money on prescriptions, eye exams, frames, lenses, and hearing services
Other Features
- Manage your account with Online Banking & Bill Pay
- eStatements
- Visa® debit card
- Open with a deposit of just $25
- Monthly maintenance fee of $6.95
1Subject to the terms and conditions detailed in the Guide to Benefits. 2Insurance products are NOT A DEPOSIT, NOT NCUA-INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION AND MAY INCLUDE A LOSS OF PRINCIPAL. 3Requires activation to begin. 4Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
| How do I access my BaZing benefits? |
| HCCU will activate your membership prior to you leaving the branch via online or mobile banking. |
|
How do I access my discounts? |
|
It may be actual printed coupons, the BaZing mobile app or the Health Savings Card depending upon the discount type. Instructions on how to access discounts are found with each offer. |
| If I am enrolled on-line will my email address be sold to any other companies? |
| No. Never. |
| I tried to use my coupon and it didn’t work. What do I do? |
|
All of the merchants on BaZing have agreements to honor their discounts and offers. However, sometimes a merchant may forget they participate or something may go wrong. When we are made aware of those situations, we’ll make it right with our BaZing Guarantee. |
| What if I showed a mobile coupon and they did not accept it? |
| Again, we will honor the discount and notify the merchant. If you use the mobile coupon and it didn’t work, choose the option “I had a problem” to immediately let BaZing Customer Service know, and begin the process of getting your refund. Check out the BaZing Guarantee. |
| Are all benefits & discounts active once a member BaZing membership is activated? |
| A member is eligible for the benefits and discounts once their checking account is effective at HCCU. Eligibility for Cell Phone Protection begins the first day of the calendar month after the cell phone bill for the eligible accountholder is paid from the member’s BaZing checking account. |
