Type of Fee Amount
Membership
Membership Fee (one time) $1.00
Savings
Single Service Savings Low Balance Fee (monthly) $5.00
Share Savings Excessive Withdrawal (after 6 per month) $3.00
Junior Savers' Club (limit of 3) $3.00
IRA Savings (limit of 3) $3.00
Diamond
If daily balance falls below $1,000.00 $8.00
Excessive Withdrawal (after 3 per month) $3.00
IRA
Transfer or Rollover $25.00
Checking
Kasasa Cash® FREE
Kasasa Cash Back® FREE
Kasasa Tunes® FREE
Worry-Free $4.95
Simply (monthly service charge waived with eStatements) $2.00
Business $12.00
Teen (monthly service charge waived with eStatements) $2.00
ATM/VISA Check Card
Replacement Card (stolen - no charge) $5.00
HCCU/CO-OP ATM Network Fee FREE
Non HCCU/CO-OP ATM Network Fee (per transaction/inquiry) $2.00
ATM Deposit Correction $5.00
ATM Deposit - Empty Envelope $50.00
Express Replacement Cards $30.00
Online Services
Online FREE
Bill Payment FREE
Mobile FREE
Expedited Bill Payment $5.00
Overnight Check Payment $25.00
Stop Payment on ehccupay-bill payment Item $27.00
Account Management Fees
Overdraft Transfer (per transfer) $6.00
Courtesy Pay/Non-Sufficient Funds (per item) $35.00
Stop Payment (electronic or draft, per item, unless consecutive) $22.00
Declaration of Loss (corporate checks require 10-day waiting period) $22.00
History of Account (per request, last 5 transactions - no charge) $3.00
Statement Copy (per statement) $3.00
Check Copy (per copy - plus $3.00 if faxed, first 2 per month - no charge) $2.00
Returned Deposited Item $12.00
(if drawn on member's account at another financial institution) $25.00
Alternative Instruments
Wires - Incoming $8.00
Wires - Outgoing $20.00
Wires - Foreign $30.00
Money Order $2.50
Corporate Check (no charge if payable to member) $5.00
Foreign Checks Processing Fee/Collection Item (it takes 6 - 10 weeks to receive a credit) $15.00
Coin Machine
Coin Machine Member Price 3% of total amount processed
Coin Machine Non-Member Price 8% of total amount processed
Coin Machine Repair Fee (jam due to inclusion of non-coin items by member) $150.00
Notary
Notary - Credit Union documents FREE
Notary - Non-Credit Union documents (per document) $10.00
Signature Guarantee - Medallion (members only) $5.00
Supplementary Services
Verification of Deposit $10.00
Account Research (per hour - 1 hour minimum) $20.00
Locator Fee (returned mail, invalid address) $5.00
Tax Lien, Levy/Garnishment, Legal Process $25.00
Escheatment $2.00
Check Cashing
Check Cashing Fee (Waived if combined deposit balances over $750 or under 18 yrs. old. Fee applies each time you present a check and receive any amount back in cash. Checks will be deposited, then cash withdrawn, from your account.) $8.00

This fee schedule discloses fees applicable to share deposit accounts, loans and services offered by Heritage Community Credit Union, and is supplied as a supplement to your Truth-in-Savings Disclosure. All account maintenance fees are assessed monthly, unless otherwise indicated. Please contact us at 916.364.1700 or 800.233.6328 to obtain the most current fee information. Members' accounts are insured by the National Credit Union Administration to at least $250,000.