An Exclusive Checking Account for Teens Age 13 - 17

Start your teenager off on the right foot with our Teen Checking Account. Parental controls and free overdraft protection give you the tools to teach them money skills that will last a lifetime.


  • Financial education: Your teen will learn about account management, how to track expenses, and financial responsibility.
  • Building independence: Having their own checking account helps foster independence and decision-making skills
  • Safety: Carrying cash poses risks. A debit card is secure and allows your teen to track their finances better.
  • Spending awareness: Encourages teens to monitor and adjust their spending habits.

Additional Features

  • Joint account: This account requires a parent or legal guardian as a joint owner.
  • eStatements: Skip the fees and clutter with free digital monthly statements.
  • No minimum balance requirements: No need to maintain a cushion to avoid fees.
  • Overdraft protection: Link to a savings account for fee-free coverage if balances run low.
  • Online banking: Monitor spending and transfers with 24/7 account access.
  • Mobile banking: Check balances and transactions on the go.
  • Visa® debit card: Make purchases safely anywhere Visa is accepted.
  • 30,000+ ATMs: Withdraw cash surcharge-free across a huge network.
  • $25 to open: Start building money skills with just a small minimum deposit.

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Benefits of Youth Checking Account for Parents

We designed our teen checking account to help Sacramento and Placer County parents teach their children financial skills and responsibility. Key benefits for parents include: 

  • Parental controls: Robust parental controls let you easily manage your teen's debit card and checking account. 
  • Teach Budgeting Skills: Help your child understand the importance of budgeting and how to allocate money towards different expenses.
  • Fraud Protection: Protect your teen's account from fraud and identity theft with secure online banking and text alerts.
  • Mobile App: You can access account privileges, check balances, and maintain control through the easy-to-use mobile app.

A Checking Account Tailored for Sacramento and Placer County Locals

The Teen Checking Account assists our NorCal youth in learning responsible money management. We fully support our local teens by providing tools like debit cards, online banking, and workshops to develop their financial skills.

Open a free account today with just a $25 deposit. Click below to get started.

Request Info

Teen Checking Account FAQs

What is the minimum age to open an account? 

Teens ages 13-17 can open a Youth Checking account with a parent/guardian as joint owner. It’s never too early to start your child’s financial education!

Can my teen upgrade their teen checking account to a standard checking account when they turn 18? 

Yes! When your teen turns 18, we will transition their account to our regular checking account.


Other Checking Options

Explore our additional checking options tailored to meet the unique needs of our members.

Free Kasasa Cash Checking

Earn an exceptionally high 4.25% APY on this free checking account simply by using it for your everyday banking.

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Worry-Free Checking

Safeguard your finances with ID theft and overdraft protection on your checking account—plus mobile banking and more!

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