Locations & Hours

Whether you live in Sacramento, Placer, El Dorado, Yolo, or San Joaquin Counties, HCCU has new account opening options for you.

  • Open an account online today – Apply Online
  • Open an account through our Contact Center – 916.364.1700
  • Open an account at one of our branch locations – see below.
  • Folsom
    Map ATM
    707 E. Bidwell Street
    Folsom, CA 95630
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
    Drive Through Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
  • Fair Oaks
    Map ATM
    5329 Sunrise Boulevard
    Fair Oaks, CA 95628
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
  • Gold River
    Map ATM
    2155 Golden Centre Lane
    Gold River, CA 95670
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday 10:00am - 2:00pm
    Inside the Bel Air
  • Folsom
    Map ATM
    707 E. Bidwell Street
    Folsom, CA 95630
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
    Drive Through Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
  • Sacramento VA Medical Center - ATM Only
    Map
    10535 Hospital Way
    Mather, CA 95655
    See Location Details Get Directions
    Does not accept deposits
  • Fair Oaks
    Map ATM
    5329 Sunrise Boulevard
    Fair Oaks, CA 95628
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday10:00am - 2:00pm
  • Gold River
    Map ATM
    2155 Golden Centre Lane
    Gold River, CA 95670
    See Location Details Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Mon - Thurs9:00am - 5:00pm
    Friday9:00am - 5:30pm
    Saturday 10:00am - 2:00pm
    Inside the Bel Air

The CO-OP® Network

We are pleased to be able to offer our members FREE access to the largest credit union-only ATM Network in the country including 30,000 CO-OP Network® ATM locations. To find additional FREE credit union ATM locations near you, use our CO-OP Network ATM locator.

ATM Locator
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Holiday Closures

Heritage Community Credit Union branches, Contact Center, and offices will be closed when observing the following holidays. For your convenience, all automated and electronic services will be available.

  • New Year's Day - Monday, January 2, 2023
  • Martin Luther King Day - Monday, January 16, 2023
  • President's Day - Monday, February 20, 2023
  • Memorial Day - Monday, May 29, 2023
  • Juneteenth National Independence Day - Monday, June 19, 2023
  • Independence Day - Tuesday, July 4, 2023
  • Labor Day - Monday, September 4, 2023
  • Columbus Day - Monday, October 9, 2023
  • Veteran's Day - Saturday, November 11, 2023
  • Thanksgiving Day - Thursday, November 23, 2023
  • Christmas Day - Monday, December 25, 2023

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