A little bit about who we are...

Our Mission

To help our members achieve their financial dreams.

Our Vision

To be widely renowned for fostering member happiness by providing connected financial solutions to transform members’ dreams into financial realities.

Our Heritage

In 1953, the roots of Heritage Community Credit Union were planted when seven civilians working on Mather Air Force Base recognized a need for better financial service on base. In the years that followed, this organization would grow to serve military personnel as well and take on the name, Mather Federal Credit Union.

In January 1989, the United States Department of Defense announced the 1993 closure of Mather Air Force Base, but Mather Federal's management vowed they would remain open, regardless of the final disposition of the base. As a result of the announced closure of Mather Air Force Base, we began adding local employer groups to our field of membership and completed two successful mergers with other credit unions to grow our membership base. These efforts and our ability to withstand the effects of the closure of Mather Air Force Base, earned Mather Federal the distinction of "Federal Credit Union of the Year" as named by the National Association of Federal Credit Unions (NAFCU). 

In December of 1998, Mather Federal Credit Union members voted overwhelmingly to convert to a state-chartered community credit union. With this evolution, membership eligibility was broadened to include individuals who live, work, worship, or attend school in Sacramento and Placer Counties.

After careful consideration, the member-elected Board of Directors voted to change the name of Mather Federal Credit Union to Heritage Community Credit Union. This name was chosen for its reference to tradition and strength, and as a tribute to the members who have been instrumental in the credit union's growth and success since our inception in 1953. Effective March 1, 1999, Heritage Community Credit Union completed its conversion and began operating under a state community charter.

Ready to join? Apply Now

We know you are. Learn more about how to join or visit your local branch today.

71st Annual Membership Meeting

Click here for details!

Annual Reports

Click below to download