Personal Checking Accounts | Heritage CCU | Sacramento, Folsom, Fair Oaks - CA

Kasasa Cash High Yield Checking

Free checking that pays high dividends
Refunds on ATM withdrawal fees, nationwide¹
No minimum balance or monthly maintenance fees

Free Kasasa Cash Back Checking

Free checking that pays you back
Refunds on ATM withdrawal fees, nationwide¹
No minimum balance or monthly maintenance fees

Smart Checking

An account with features to secure your financial future
Cell Phone Protection: pay your cell phone bill with your Smart Checking Account and take comfort knowing you have up to $1,200 of coverage a year^1,2
Roadside Assistance: available 24/7 to and free to use, up to $80 in covered service charges

Select Checking

A feature-packed account for all you need
Tax Filing Tools: E-filing made fast, easy, and secure³
Cell Phone Protection: pay your cell phone bill with your Select Checking Account and take comfort knowing you have up to $2,000 of coverage a year^1,2
Bill Negotiation: Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf. We’ll even help you trim down those subscription services³

Teen Checking

Profit Wherever You Go

Looking for more than a place to stow your money? You've found it.