Rates Calculator

Financing for any need — with a variety of options.

Details
  • Affordable lump-sum financing for almost any need:
    • Take a much-needed vacation
    • Consolidate debt
    • Begin a personal project
    • And more
  • Loan amounts of up to $10,000
  • Competitive, fixed rates
  • Flexible terms up to 60 months1
  • Line of credit options available
  • Easy application process
  • Local decision-making and processing right here in the Greater Sacramento area
  • Helpful, customized service throughout the entire process 

Share-Secured Personal Loans

Use your HCCU savings or certificate account as collateral when financing your next purchase. Share Secured loans allow members to establish or build up their credit at a low affordable rate.

1$5,000 at 14.49% APR requires 35 monthly payments of $172.20 with a final payment of $168.61.

CreditPlus Personal Line of Credit

Establish a credit line to use at your convenience. 

  • Competitive rates for repetitive or multiple financial needs:
    • Home improvements projects
    • Prospective business plans
    • Arrange for seasonal needs
    • Debt consolidation
    • Family vacation
    • And more
  • No annual fees
  • Accommodating repayment, customized according to your unique needs
  • Revolving credit; as balance is paid down, more funds become available
  • Loan amounts of up to $10,000
  • Only pay interest on the part that's used
  • Easy application process
  • Local decision-making and processing right here in the Greater Sacramento area
  • Helpful, customized service throughout the entire process