Finance your factory-built home with confidence.

Heritage Community Credit Union now offers loans for factory-built homes with our partner, Triad Financial Services. We can also refinance your factory-built home loan. We have options for all types of units on the market so that you can tailor your loan to your needs. Factory-built homes are a great, affordable option for members with a keen eye on their preferences. Make the perfect home while preserving the environment as well. Take advantage of our competitive rates, fast service, and easy-to-follow process.

Factory-built home loan options:

  • Chattel Loans cover the cost of the structure but not the land.
  • Land Home Loans are perfect for purchasing the land and the home itself.
  • Land Plus Loans are a flexible option for those that would like to use their land as a form of down payment.