Streamline Your Finances With Our Basic Checking Account
We designed our Worry-Free Checking to simplify your financial life. Perks like ID theft protection, a Visa® debit card, and no minimum balance make this basic checking account ideal for everyday banking needs. You’ll enjoy peace of mind and be able to take greater control over your finances.
Basic Checking Benefits
Our value-added checking features many perks that include:
- $25 opening deposit
- No minimum balance requirement
- Overdraft protection
- IDProtect® identity theft protection1
- Online banking & bill pay
- Mobile banking with mobile deposit
- Visa® debit card
- A low $4.95 monthly fee
- Access to more than 30,000 surcharge-free ATMs across Sacramento and Placer Counties.
Take greater control over your money while enjoying the many benefits this basic checking account offers. Click below to get started.
Additional Details for Sacramento and Placer County Locals
Heritage Community Credit Union began serving the Mather Air Force Base community in 1953. We have since expanded our presence and now operate multiple branches in several locations including Folsom, Fair Oaks, and Gold River.
You can find our CO-OP® Network ATMs throughout Sacramento including in Land Park, Tahoe Park, Natomas, and Arden Arcade. Open a basic checking account with us today for personalized service and convenient banking across the metro area.
Click below to quickly open an account online!
Worry-Free Basic Checking Account FAQs
What identification and documents do I need to open a Worry-Free Basic Checking Account?
You must provide your social security number and a valid government-issued photo ID. Acceptable documents include a driver's license, state ID card, or passport. We will also require proof of your current address.
How long does it take to open a Worry-Free Basic Checking Account?
It takes about 15 minutes if you come prepared with the required documents. You can apply online or in one of our branches.
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