Save money on the things you’re already paying for.

Life is expensive enough—HCCU Perks Checking helps make it a little more rewarding. Save on everyday purchases, enjoy valuable protections, and discover perks that help you keep more of your hard-earned money. Powered by the Bazing App.

  • Online Banking

    Access your account anytime, from any computer with Internet access.

  • Mobile Banking

    Check balances, make transfers, pay bills, and deposit checks with your phone.

  • Bill Pay

    Decide which bills you want to pay and when.

  • Debit Card

    A debit card in your name gives you the power to decide when to buy - and when to save.

  • eStatements

    Skip the paper statement and go paperless with eStatements.

Big money, smart savings

  • Shop Local, Save Local1

    Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

  • Health Savings Card

    Save money on prescriptions, eye exams, frames, lenses and hearing services.

  • Cell Phone Protection2,3

    Just pay your cell phone bill with your Perks checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replaced, up to the maximum benefit limit claim.

  • Roadside Assistance

    Available 24/7 and free to use, covers up to $80 in covered service charges.

  • Travel Accidental Death Coverage3

    Peace of mind for the unexpected.

  • ID Theft Aid2,3,4

    Personal Identity Theft Benefit, Identity Restoration, Credit Monitoring and Reporting, Identity Monitoring, and more.

  • Buyer's Protection and Extended Warranty2,3

    Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 90 days of purchase, when purchased using your Perks checking account.

  • Financial Wellness4

    Financial Wellness helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.

  • Pet Care Services4

    Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!

  • Bill Negotiation4

    Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

  • Tax Filing4

    Get your federal tax return filed for free with FileYourTaxes.com.

Start Your Journey   

Would you like to earn a great rate and save money on the things you’re already paying for?

Select

 Do you have a cell phone or look for deals when you shop?

Smart

Are you enrolled in eStatements and want a great interest rate?

Kasasa Cash

Do you want a low cost account with basic benefits?

Kasasa Cash Back

Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement.

 Yes

 Yes

 Yes

 Yes

Shop Local, Save Local1
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

 Yes

 Yes

Health Savings Card
Save money on prescriptions, eye exams, frames, lenses and hearing services.

 Yes

 Yes

Cell Phone Protection2,3
Pay your cell phone bill with your Perks checking account, and you’re covered.

$1,000/claim
$2,000/year

$600/claim
$1,200/year

Roadside Assistance
Available 24/7 and free to use, up to $80 in covered service charges.

 Yes

 Yes

ID Theft Aid2,3,4
Includes personal identity theft benefit, payment card fraud resolution, and identity restoration.

 Yes

Plus credit and identity monitoring

 Yes

Buyer’s Protection and Extended Warranty2,3
Items are protected for up to $2,500 per item if theft or accidental breakage occurs.

 Yes

 Yes

Travel Accidental Death Coverage3
Peace of mind for the unexpected.

 Yes

Financial Wellness4
Financial Wellness helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.

 Yes

Pet Care Services4
Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!

 Yes

Bill Negotiation4
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

 Yes

Tax Filing4
E-Filing made fast, easy, and secure.

 Yes

Great Interest on Your Checking Balance5

 Yes

Cash Back5
Our best checking rate.

 Yes

Only $9.95 per month.

Only $6.95 per month.

Free with an eStatement or $5 paper statements.

Free with an eStatement or $5 paper statements.

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION AND MAY INCLUDE A LOSS OF PRINCIPAL. 4 Requires activation to begin. 5 Earn cash back and interest when account qualifications are met. Visit www.heritageccu.com for more information.