Saving for a down payment can be one of the biggest barriers to buying a home—but you don’t have to do it alone. The WISH (Workforce Initiative Subsidy for Homeownership) Program* provides eligible homebuyers with funds to help cover down payment and closing costs.
Still have questions? Let's Connect!
Patricia Jacobs, Mortgage Lending Consultant,
Email: [email protected]
Telephone: 916-212-9375
NMLS ID 1242505 | HCCU NMLS ID 454785
Not a member yet? Anyone who lives, works, worships, or attends school in Sacramento, Placer, El Dorado, Yolo, and San Joaquin Counties is eligible to join. Also, any California resident can become eligible by joining the Financial Fitness Association, which you can select during our online application process. Read more about how to join HCCU.
*Down payment assistance programs are offered through third-party providers and are subject to availability, funding limits, and program guidelines. Eligibility requirements, including income limits, may change without notice. Heritage Community Credit Union cannot guarantee approval or availability of these programs. All applications are subject to review and approval.
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