It’s everything you love about your debit card — from your mobile device.



Get started in just a few steps:

  • Download the Apple Pay® app to your phone
  • Create a secure login
  • Add your HCCU Visa card to the app
  • Your phone becomes your wallet, offering the same benefits and protections your card currently provides 


  • Card information is encrypted, and purchases are completed with a unique code
  • Card information is never shared with merchants
  • Hold your device up to a contactless card reader and use your personal passcode or your fingerprint to authorize the transaction
  • Personal information stays safe, and you stay in control 


  • From your local grocery store to the corner store, many stores and apps already take mobile payments
  • All you have to do is pull your phone out, open the phone or app depending on the device, and hover over the card reader
  • Just like that you've made your purchase