Earn Up To 4.40% APY* with Our Share Certificate Special!
Save with confidence and enjoy competitive rates when you open a Share Certificate with HCCU.
A Rate That Work For You:
- 7-Month Term: 4.00% APY!
Boost Your Earnings:
Earn an additional 0.40% APY when you open a checking account with direct deposit!
- $1,000 minimum deposit to open
- $250,000 maximum deposit
Don’t miss out—start growing your savings today with our limited-time Share Certificate special!
*APY = Annual Percentage Yield. Offer valid for a limited time only. Rates are effective as of July 23, 2025. To receive the additional rate bump, you must open a new checking account with a qualifying direct deposit at Heritage Community Credit Union (HCCU). Direct deposits must be electronic deposits from a payroll provider or government benefit provider using the ACH network. Person-to-person transfers (such as Zelle®) do not qualify. Members who already have a checking account under their HCCU membership and Social Security Number are not eligible. The minimum opening deposit is $1,000. Maximum deposit per account and household is $250,000. The dividend rate and APY are fixed for the 7-month term.
