Unlock the Power of Your Home Equity
Home improvements | Debt Consolidation | Education | Big Plans
Take advantage of your home's value with exclusive, limited-time financing options—designed just for our members.
Home Equity Line of Credit (HELOC)
- 2.99% APR Intro Rate for the first 6 months*
- Revolving line of credit—borrow what you need, when you need it
- Great for ongoing projects, unexpected expenses, or peace of mind
Fixed Home Equity Loan
- Rates as low as 5.99% APR*
- Lump sum with predictable monthly payments
- Ideal for large purchases or debt consolidation
Ready to Get Started?
Call 916.364.1700 or stop by your local branch or…
*APR = Annual Percentage Rate. Offer valid for a limited time and subject to change without notice. Property must be owner-occupied and located in California. All loans are subject to credit approval and property valuation. Other restrictions on property may apply. An introductory rate of 2.99% APR is available on new Home Equity Lines of Credit (HELOCs) for the first six (6) months from the date of funding. After the introductory period, the APR will be variable and based on the Prime rate minus or plus a margin based on your credit (margin = minus 0.250% up to plus 1.50%) The prime rate is the “Prime Rate” published in the “Consumer Money Rates” table of the Wall Street Journal on the last business day of each month. The APR will not exceed 15.00%. Fixed Home Equity Loan rates as low as 5.99% APR available for well-qualified borrowers. Actual rate may vary based on credit history, loan term, and LTV. Other rates and terms are available. Minimum and maximum loan amounts apply.