Our Folsom Branch, located at 13385 Folsom Blvd, Suite 200, in Folsom, CA
Your Trusted Financial Partner in Folsom. Serving the Community Since 1953.
At Heritage Community Credit Union, we're more than just a financial institution – we're your neighbors, deeply rooted in the Folsom community. For over 70 years, we've been proudly serving our members, helping them achieve their financial dreams with personalized service and a commitment to local growth.
We believe in building strong relationships and providing financial solutions tailored to the unique needs of our community. From checking and savings accounts to loans, mortgages, and financial planning, we're here to guide you every step of the way.
Visit our newly relocated Folsom branch and experience the Heritage difference – where your financial well-being is our priority.
We're invested in Folsom because you're invested in Folsom.
- Phone916-364-1700Toll Free800-233-6328
Lobby Hours
Mon - Thurs9:00am - 5:00pmFriday9:00am - 5:30pmSaturdayClosedATM Mon - Sun24 hours
Branch Manager: Katinka
“We’re not just a place to bank—we’re a place where members are known by name.”
Katinka brings five years of banking experience to the Folsom branch, blending her background in dealership fi nance with a true passion for people-first service. She was drawn to Heritage for its deep local roots, commitment to its employees, and heart for the community. Guided by a culture that puts people before profit and grows alongside its members, Katinka finds joy in turning everyday member interactions into lasting relationships built on trust and care.
Heritage Community Credit Union Folsom Branch Services
- 24/7 ATM
- Coin Counter
- Open an Account
- Make deposits, withdrawals, and transfers
- Apply for a Loan
- Notary Services
- Wealth Management
- Order Checks
- Make a Loan Payment
Holiday Closures
Heritage Community Credit Union branches, Contact Center, and offices will be closed when observing the following holidays. For your convenience, all automated and electronic services will be available.
- New Year's Day - Wednesday, January 1, 2025
- Martin Luther King Day - Monday, January 20, 2025
- President's Day - Monday, February 17, 2025
- Memorial Day - Monday, May 26, 2025
- Juneteenth National Independence Day - Thursday, June 19, 2025
- Independence Day - Friday, July 4, 2025
- Labor Day - Monday, September 1, 2025
- Columbus Day - Monday, October 13, 2025
- Veteran's Day - Tuesday, November 11, 2025
- Thanksgiving Day - Thursday, November 27, 2025
- Christmas Day - Thursday, December 25, 2025
The CO-OP® Network
We are pleased to be able to offer our members FREE access to the largest credit union-only ATM Network
in the country including 30,000 CO-OP Network® ATM locations. To find additional FREE credit union ATM
locations near you, use our CO-OP Network ATM locator.
Ready to Join a Top Credit Union in California?
Joining is easy. You can apply online, anytime, anywhere. Or stop by one of our branches.
Featured Products
Heritage Community Credit Union proudly offers our members a wide range of outstanding financial products designed to meet their unique needs. Explore our diverse selection and discover how we can help you reach your goals.
Vehicle Loans
Set your sights on the open road, tranquil lakes, or off-the-beaten-path trails with our variety of vehicle loans. Our competitive rates and flexible repayment terms make financing simple and tailored to you. Our local decision-making and processing mean you get the support you need when you need it.
Personal Checking
Keep your daily finances flowing smoothly with a personal checking account crafted for convenience. Enjoy features like online banking, mobile deposits, and minimal fees. It's the perfect tool to manage your money confidently and securely.
Personal Savings
Start putting away money for your future with our range of attractive savings accounts. Earn interest on your deposits while keeping your money safe and secure. It's an easy way to save for anything from emergencies to that dream vacation.
Personal Loans
We designed our personal loans to give you the financial boost you need for life’s little expenses. With straightforward repayment plans and fair interest rates, we make borrowing stress-free. Start molding your future with the support that adapts to your personal needs.
Home Loans
Home is where your story begins and our home loan packages are the first chapter. With a variety of mortgage options to choose from, we make finding the right loan as comforting as your living room. We'll simplify the process, helping you achieve homeownership with terms tailored to your needs.
Credit Cards
Explore a world of possibilities with our range of credit cards. Benefit from low-interest rates, reward points, and other useful features. We even offer a secured card for those without credit or who are looking to rebuild their history.
