Whether you live in Sacramento, Placer, El Dorado, Yolo, or San Joaquin Counties, HCCU has new account opening options for you.

  • Open an account online today – Apply Online
  • Open an account through our Contact Center – 916.364.1700
  • Open an account at one of our branch locations – see below.
  • Folsom
    Map ATM
    707 E. Bidwell Street
    Folsom, CA 95630
    Get Directions
    Phone916-364-1700
    Toll Free800-233-6328
    Lobby Hours
    Monday9:00am - 6:00pm
    Tues -Thur10:00am - 6:00pm
    Friday9:00am - 6:00pm
    Saturday9:00am - 2:00pm

Holiday Closures

Heritage Community Credit Union branches, Contact Center, and offices will be closed when observing the following holidays. For your convenience, all automated and electronic services will be available.

  • New Year's Day - Saturday, January 1, 2022
  • Martin Luther King Day - Monday, January 17, 2022
  • President's Day - Monday, February 21, 2022
  • Memorial Day - Monday, May 30, 2022
  • Juneteenth National Independence Day - Monday, June 20, 2022
  • Independence Day - Monday, July 4, 2022
  • Labor Day - Monday, September 5, 2022
  • Columbus Day - Monday, October 10, 2022
  • Veteran's Day - Friday, November 11, 2022
  • Thanksgiving Day - Thursday, November 24, 2022
  • Christmas Day - Monday, December 26, 2022