Historic Low Rates and $500 off Closing Costs

Mortgage rates are still at historic lows and HCCU offers some of the most competitive rates in California. Find out if you could save hundreds or thousands of dollars over the life of your mortgage by refinancing at a lower rate. Apply before 11/30/2021 and you could also receive $500 off closing costs when you refinance your mortgage from another lender.1

  • Rates as low as 3.398% APR1
  • $500 off closing costs1
  • Flexible terms to fit your needs

Find out how much you could save with a mortgage refinance from HCCU!

Apply Now


Have Questions?

Heritage Community Credit Union has an expert team of loan advisors with valuable knowledge of the local real estate market. Send us an email and our Loan Officer, Brian Allen, will reach out to help.

Email: [email protected] | Phone: 916-212-9375

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1Financing up to 97% LTV is available for loan amounts up to $417,000. All loans exceeding 80% LTV will require Private Mortgage Insurance. Subject to credit approval and property valuation. APR, terms & conditions subject to change. Property insurance required; flood insurance may be required. Limited to owner-occupied one-to-four family unit properties located in California. Excludes manufactured homes, mobile homes, and commercial properties. Other restrictions on property may apply. When your mortgage loan closes, you will receive $500 off closing costs. Offer ends 11/30/2021. Heritage Community Credit Union is an Equal Housing Opportunity.