Uncovering the unknowns of the mortgage pre-approval process

Uncovering the unknowns of the mortgage pre-approval process

07/12/2023

If you're ready to buy a home, getting pre-approved for a mortgage loan is a vital first step. In addition to providing a clearer idea of how much you can afford, pre-approval gives you a competitive edge in the housing market.

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Save, score, and secure with HCCU's new credit cards

Save, score, and secure with HCCU's new credit cards

07/12/2023

We're excited to announce the launch of our new credit cards, designed to offer you even more benefits. Whether you seek a credit card with a great rate to consolidate and pay off debt, a card to build or improve your credit, or would like to be rewarded for your purchases, we have a card to fit your needs!

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The most common types of credit cards and their benefits

The most common types of credit cards and their benefits

07/12/2023

While most of us are very familiar with credit cards, we appreciate that understanding the differences between all of the types is not as common. That's why we've created an overview of the most common types of credit cards and their features.

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How your credit score is calculated and who checks it

How your credit score is calculated and who checks it

05/05/2023

Your credit score is a calculation based on several aspects of your credit history and other financial data. Its purpose is to help companies and lenders predict your credit behavior and access the risk of extending credit.

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Upgrade your auto loan to enjoy assurance, no payment for 90 days, and up to $250 cashback

Upgrade your auto loan to enjoy assurance, no payment for 90 days, and up to $250 cashback

05/04/2023

Life is dynamic, so it's no surprise that your auto loan needs may change over time. Whether you're looking for a lower rate, different terms, or beyond, refinancing can be a great way to revisit your situation and revamp your auto loan to provide more benefits to you.

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