1Finance charges begin to accrue upon loan disbursal and will continue to accrue during the “no payment” deferral period. No payment deferral period will increase the total finance charges borrower will pay over life of loan. Not valid for internal refinances; external refinances and new purchases only.
2Applies to the purchase of a Hybrid, Electric, or Solar vehicle financed through HCCU. Cannot be combined with promotional discounts or incentives.
Through our third-party relationships with various auto buying agencies, we make shopping for your next vehicle easy and hassle-free. Whether you are looking for a quality used vehicle or a brand new one off the lot, the auto buying agencies can find the perfect quality vehicle for you at a member-friendly price! Plus, save time browsing the dealerships by shopping through their inventories online at your convenience. To maximize your buying power, apply for financing from HCCU.
HCCU participates in the Credit Union Direct Lending (CUDL) AutoSMART™ program, allowing you access to hundreds of dealerships that can get your HCCU auto loan approved through the CUDL automated loan approval system. Get started today by visiting HCCU's CUDL AutoSMART™ site!
CUDL AutoSMART™ offers a variety of convenient online features, such as the Kelley Blue Book new and used vehicle pricing guide and the CUDL Auto Buying Program that allows you to research vehicles side-by-side and request a quote on a new vehicle from three participating CUDL Auto Buying Program dealers.
To locate a CUDL dealer over the phone, call the Credit Union Direct Lending staff for assistance at 888.CUDIREC[T].
Enterprise Car Sales® offers no-haggle pricing so you can avoid unpleasant negotiations and sales games. You'll be pleased with their professional people and low-pressure sales approach.
Every vehicle they sell comes with their Perfect Used Car Package® to ensure your complete satisfaction. Each used vehicle is hand picked, most from the Enterprise Rent-A-Car fleet of more than 1 million used vehicles to offer unsurpassed quality and value.
Rest assured that their used cars are a great value and the price you see is the price you pay. Period. For more information, call Enterprise Car Sales at 1.800.Car.Sales (1.800.227.7253) or visit our joint website.
Autoland was designed to serve credit unions and their members. With over 30 years of experience, they have delivered hundreds of thousands of vehicles to satisfied credit union members. Autoland is your partner through the entire shopping and auto-buying experience, from the pre-approval to delivery and beyond.
Autoland is proud of its 60 branches, which span the entire West Coast. They serve hundreds of credit unions, reaching millions of credit union members. With HCCU's great rates and Autoland's simple one-price policy, you can drive home a vehicle that's right for you!
Visit Autoland online to learn how they can help you find your perfect car.
Have you ever considered how you or your family would cover your financial obligations, such as the payment on your auto loan or home equity loan, if you fell victim to an unfortunate event?
Blue Diamond Loan Protection from Heritage Community Credit Union is a voluntary payment protection product to cover our members in the event of a death, injury, or involuntary unemployment. Protection is available for consumer and home equity loans and the amount of protection is customized to cover your specific loan balance(s).
For more information about plan options or to purchase Blue Diamond Loan Protection, visit one of our branch locations or call our Contact Center at 916.364.1700 or 800.233.6328
*Coverage provided through CUNA Mutual Group. Restrictions may apply.
Protects your vehicle in the event it is stolen or totaled in a car accident. GAP will effectively pay the difference between the cash value of your vehicle at the event and how much you still owe on your loan.
Since the value of vehicles decline during the first few years of ownership, this protection could potentially save you from continuing to pay on a loan for a vehicle that is no longer operable or in your possession.
*Premium for recreational vehicles, including boats, travel trailers, and motor homes, may vary. GAP is underwritten by Allied Solutions. Other conditions may apply.
Replaces or adds coverage to the manufacture warranty on your vehicle in the event of a mechanical failure or breakdown. Having MBP reduces your out-of-pocket costs for items such as replacing parts for your engine, transmission, air conditioning, electrical system, etc., often saving you hundreds of dollars over the coverage period*.
*Specific items covered varies by plan selected. MBP is underwritten by Allied Solutions and can only be purchased while the vehicle is still under full manufacture warranty. Deductible may vary. Other conditions may apply.