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Loans

Personal Loans

Personal

 

Signature Loan

Borrow a set amount distributed in one lump sum based on your personal credit rating.

  • Maximum loan amount up to $10,000
  • Terms up to 60 months
  • Fixed rate and term
  • Competitive rates that rewards members who have protected their credit while allowing members with a less than perfect credit history the opportunity to rebuild their credit

$5,000 at 14.49% APR requires 35 monthly payments of $172.20 with a final payment of $168.61.

MEMBERS: To apply for an auto or personal loan, log onto HCCU Online Banking. At the top menu line, click on “Additional Services”. From the drop down menu, select “Loan Application”.

members apply button    non members apply button


CreditPlus - Personal Line of Credit

Establish a credit line to use at your convenience without the possibility of rising credit card rates and fees.

  • Maximum loan amount of $10,000
  • No annual fee
  • Competitive, fixed rate
  • Link to your checking account as a source of overdraft protection
  • Revolving credit line
  • Access your funds in person, by phone, online, by mail, or at HCCU ATMs

MEMBERS: To apply for an auto or personal loan, log onto HCCU Online Banking. At the top menu line, click on “Additional Services”. From the drop down menu, select “Loan Application”.

members apply button    non members apply button


Share Secured

Use your HCCU savings or certificate account as collateral when financing your next purchase. Share Secured loans allow members to establish or build up their credit at a low affordable rate.

MEMBERS: To apply for an auto or personal loan, log onto HCCU Online Banking. At the top menu line, click on “Additional Services”. From the drop down menu, select “Loan Application”.

members apply button    non members apply button

 

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