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Mobile Banking

Mobile App

Tap into HCCU's new Mobile App available for iPhone, iPad, Android Devices & your SmartWatch! HCCU's free App gives you instant, safe access to your online account from your mobile devices whenever and wherever you need it.1 Just log-in with the same username and password you use with your online account.

  • Tap "view accounts" to instantly see your available balances at a glance. Select any account to see transaction details and simply scroll to see up to 180 days of your transaction history.
  • Make deposits easily, wherever you go with Mobile Check Deposit. See FAQs.
  • Transfer funds easily. Choose the accounts, set the amount and tap the button. Go to "Pay Bills" to see scheduled payments, or pay a bill with just a few taps.
  • Shop with your cash-back Purchase Rewards offers in hand and even get directions to the nearest store to redeem your offers right away.
  • Quickly find a nearby branch or ATM. Search by city or zip code to locate. Now, you can "Profit Wherever You Go"!

Download our free app today!

 Apple  Android  Kindle

1Standard carrier rates and fees apply.

Text Banking

Accessing your HCCU account information has never been easier with FREE Text Banking*! With just a few easy keystrokes on your mobile phone, you can check your account balances, recent transactions, and transfer funds. Just like with a regular text message, the information is returned to you within seconds for quick and easy access on the go!

Start texting today!

  • To start using Text Banking on your mobile phone, you will need to be enabled for ehccu-online banking access. To be enabled for online access, please contact our Call Center at 916.364.1700 or 800.233.6328.
  • If you are already enrolled in ehccu-online banking, log into ehccu-online banking and click on "Mobile Banking & Alerts". Click on the "activate" button to enroll a mobile phone number and follow the directions provided.
  • In just a few minutes, you'll be ready to manage your HCCU accounts through texting! That's banking made simple.

Download and print a wallet-sized Keyword Card for HCCU Text Banking.

*Message and data rates may apply from your wireless carrier.

Mobile eBanking

With HCCU's free Mobile eBanking solution, we're making it easier than ever to stay on top of your finances while you're on the go. Check your account balances, view your recent transaction history, transfer funds, and pay your bills anytime and anywhere from your mobile phone or device.

How Do I Get Started?

  • To access Mobile eBanking from your mobile phone or device, you must first be enabled for ehccu-online banking access. To sign up for online access, please contact our Call Center at 916.364.1700 or 800.233.6328.
  • If you are already enrolled in ehccu-online banking, simply use the Internet browser on your mobile device to navigate to www.heritageccu.com. You will automatically be redirected to our Mobile eBanking login screen. Enter in your HCCU username and existing ehccu-online banking password.
  • Now you're ready to bank on the go! It's that easy.


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