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Business Loans

Business Loans

Business Loans that Make $ense

You don’t have to be a big bank customer to keep your business moving forward. Let HCCU help you realize your business' potential with our affordable business lending programs.

Commercial Vehicle Loans

Need a new car or commercial-use vehicle for your business? We can help. Consider these features:

  • New and used vehicles
  • Flexible terms
  • 100% financing available for commercial purpose cars, vans, trucks, and SUVs (non-fleet vehicles)
  • 80% financing available for commercial-use vehicles
  • Buy from a dealer, private party, or buy out a lease
  • Refinance an existing loan from another auto lender and save on your monthly payment

We also offer Equipment and Inventory business term loans. For recurring business expenses, consider one of our convenient Business Credit Cards.

Commercial Real Estate & Rental Property Loans

When your business has outgrown its current location or it's time to stop leasing and start owning, turn to us to finance your commercial real estate purchase. Loans for rental properties are also available. Consider these options: 
  • Fixed and adjustable rates available
  • Purchase rental properties, apartment complexes, office, retail, and other types of commercial real estate
  • Refinance an existing commercial real estate loans
  • Financing up to 80% LTV on existing commercial real estate properties

Let us help you prosper by banking the credit union way. For more information regarding any of our business loan products, contact our Call Center at 916.364.1700 or 800.233.6328.

Subject to credit approval and property valuation. Terms & conditions subject to change. Property insurance required; flood insurance may be required. Limited to properties located in California. Other restrictions on property may apply. Origination and other fees may apply.



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