There’s No Time Like the Present

This holiday season give yourself the gift of Skip-A-Pay!  For a low $35 fee, you can skip your November, December or January secured loan payment and put the extra cash in your pocket!

Skipping a payment is fast and easy to do. Download, print and fill out the Skip-A-Pay form. Complete the form then drop it off at any branch location, fax it to 916-364-3732, or drop it in the mail to: Heritage Community CU, P.O. Box 790, Rancho Cordova, CA 95741-0790. If you have any questions regarding the Skip-A-Pay program, call our contact center at 916-364-1700 or 800-233-6328.

Review the Skip-A-Pay form for more details and consumer disclosures.

Annual Reports

2016: Chairman's & President's Report, Supervisory Committee Report

Facebook/Twitter Sweepstakes Official Contest Rules

View the Official Rules for our ongoing Facebook/Twitter Sweepstakes (PDF).

Limitation of Services Policy

Heritage Community Credit Union is committed to treating its employees and members with respect and to maintaining a workplace free from abusive conduct. Heritage Community Credit Union Limitation of Services Policy addresses standards of member conduct and to apply appropriate remedial measures against members to protect its employees and members from abuse, harassment, and intimidation. View this policy here or at any of our branches. View this policy here or at any of our branches.