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Deposit Rates
Individual Retirement Accounts (IRA) and IRA Money Market Accounts
- Dividends are paid monthly.
- Basic, Business, Trustee, and UGTM Savings accounts require $200 minimum balance to earn dividends.
- Diamond Money Market minimum opening balance is $5,000.
- Diamond Select Money Market minimum opening balance is $25,000.
- Regulation D limits automatic and telephone withdrawals to six per month.
- Fees may reduce earnings.
- Rate may change after account opening.
Traditional, ROTH and Educational IRA Certificates
Share Certificates
Wealth Builder Share Certificate*
- Substantial penalties for early withdrawal of certificate funds.
- Rates remain fixed for the term of the certificate and are set by the Board of Directors.
*Tiered rates based on current one-year share certificate rates. Monthly automatic deposit of $25.00 required.
All deposit rates and terms are subject to change without notice. For our most current rates, contact our Call Center at 916.364.1700 or 800.233.6328.
