IRAS
HCCU offers a variety of Individual Retirement Account options to maximize your retirement earnings. Use our Retirement Calculator.
- IRA Savings
- IRA Diamond Money Market
- IRA Diamond Select Money Market
- IRA Certificates
- Roth
- Educational
- If a self-directed IRA is what you're interested in, contact Investment Services at 916-364-3053.
The 12-Month Wealthbuilder IRA Certificate!*
You can start out small, add to it over the year and watch it grow!
The 12-Month Wealthbuilder IRA offers:
- NO minimum opening deposit!
- NO minimum balance to earn dividends!
- ADD to your certifcate at any time during the term!
- Tiered ratesthe more you save, the higher your rate! (based on current one-year share certificate rates)
*Monthly automatic deposit of $25.00 required. Penalty may be imposed for early withdrawal.




