Insurance Solutions

Loan Protection

HCCU offers additional services created for your peace of mind.

• Blue Diamond Loan Protection - Pays off your loan in the event of your death and/or makes your loan payments during the period you are disabled (certain restrictions apply).
• Mechanical Breakdown Insurance (MBI) - Replaces or adds coverage to your auto's warranty - even if the vehicle is not financed at HCCU. Available for both new and used auto loans and often saves members hundreds of dollars over comparable coverage purchased elsewhere.
• Guaranteed Auto Protection (GAP) - A reimbursement program that protects you if your vehicle is stolen or destroyed. GAP pays the deficiency balance between the actual cash value of the vehicle at the time of loss and the adjusted balance of the loan.
• Property and Casualty Insurance - Through a strategic alliance with Members® Auto and Home Insurance (a Liberty Mutual partner), representatives will do the work for you - finding the best coverage and rates available for automobile, homeowner, motorcycle, boat and recreational vehicle insurance policies. Obtain a free no obligation quote online or call 888.589.6002.