Savings

IRAs

An Individual Retirement Account (IRA) is one of several methods individuals use to save for retirement, whether or not they are covered by an employer-sponsored pension plan. Heritage Community Credit Union offers a variety of IRA options to maximize your retirement earnings. Features include:

• Traditional, Roth, or Coverdell Education IRA accounts
• IRA Savings
• IRA Diamond Money Market Accounts
• IRA Certificates
• Dividends compounded and paid monthly
• IRAs are federally insured separately up to $250,000 by the NCUA

If you are interested in a self-directed IRA, contact Investment Services at 916.364.3053 to discuss your options.

Use our retirement calculators. For more information on Traditional, Roth, or Coverdell ESA accounts, view our Introduction to IRAs brochure or our Comparing IRA Options brochure.