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Events and Promotions

Events & Promotion


This Vacation brought to you by … Skip-A-Pay!

October 1 – December 31, 2016

This holiday season give yourself the gift of Skip-A-Pay! For a low $35 fee, you can skip your November, December or January secured loan payment and put the extra cash in your pocket!

Skipping a payment is fast and easy to do. Download, print and fill out the Skip-A-Pay form1. Complete the form then drop it off at any branch location, fax it to 916-364-3732, or drop it in the mail to: Heritage Community CU, P.O. Box 790, Rancho Cordova, CA 95741-0790. If you have any questions regarding the skip-A-Pay program, contact our call center at 916-364-1700 or 800-233-6328.

1Review the Skip-A-Pay form for more details and consumer disclosures.

Member Referral Program

iProfit, YOU Profit — Share $100 plus the lifetime rewards of HCCU membership

For a limited time, when you share the rewards of HCCU membership by referring your family and friends to join, you’ll also be sharing $100 with each referral. With every new member you refer that joins HCCU, we will deposit $50 in your account AND $50 in their account1. From young adults looking to begin a bright financial future, to anyone who wants the benefits of iProfit Checking along with savings on great auto or home loan rates, $100 is merely the beginning of an even more rewarding future.

Simply complete an iProfit, YOU Profit Referral Form, then ask your family/friend to visit any branch with the form and we’ll quickly get them set-up to enjoy the benefits of credit union membership. With secure 24/7 mobile banking, remote check deposit, online banking and bill pay, plus access to more than 30,000 surcharge-free ATMS across the U.S., there’s no reason to bank anywhere else. And, they’ll enjoy it all, thanks to you!

1Offer valid beginning 7/13/16, is subject to change without notice, and HCCU reserves the right to discontinue offer at any time. Offer only valid when referred member is joining HCCU for the first time and when referred member opens a savings account AND obtains any loan of $5,000 or more, OR opens a checking account with a corresponding Visa debit card and conducts at least 12 posted Visa debit card POS or PIN-based merchant transactions during the first 60-days account is opened (does not include ATM transactions.) To qualify for offer, the new account must remain open and in good standing for a period of 60 days, and referral payment automatically will be credited to both referred member’s and existing member’s savings accounts after this 60-day period. Referred member must meet Credit Union eligibility and account opening criteria to join HCCU. Minimum deposit required to open account varies by account type and is stated in HCCU’s Truth-in-Savings Disclosure. Limit one referral payment per referred member. Referral payments may be taxable.

Talk About Savings! The Sprint Credit Union Member Discount

How would you like valuable savings on monthly wireless data bills? You get all that and more thanks to Heritage Community Credit Union and Sprint’s Credit Union Member Discount.


There are two ways to save with Sprint:


  • Get a 10% discount on select regularly priced Sprint monthly data service
  • Valid in conjunction with other credit union and Sprint National handset and other promotions
  • Mention Corporate ID: NACUC_ZZM

Business Members

  • Get a 15% discount on select regularly priced Sprint monthly data service
  • Valid in conjunction with other credit union and Sprint National handset and other promotions
  • Mention Corporate ID: NACUC_ZDS_ZZM

Credit Union Member Verification

Verification is easy and only takes a few minutes to complete. There are four ways to verify your credit union membership:

1. Free Love My Credit Union Rewards app for Android and/or iPhone.

  • iPhone users find it at the Apple App Store.
  • Android users find the app in Google Play.
  • Search for “Love My Credit Union Rewards.”
  • You will be prompted to black out all confidential information within the app.

2. Fill out and fax the Sprint Verification Form (http://www.lovemycreditunion.org/sprint) and supporting documents to the Sprint Corporate Accounts: 913.523.1987 or toll free: 877.687.8211.

3. Visit www.Sprint.com/verify from a mobile device.

4. Sign up for Sprint’s AutoPay using your credit union checking account or credit union debit/credit card: http://www.sprint.com/.

Start saving with Sprint today!

Six Flags Discovery Kingdom Member Savings

Special Credit Union Coupon

Save on admission for you and your family with this Credit Union VIP Coupon for Six Flags Discovery Kingdom, valid from Now through December 31, 2016. Download your coupon here.

Certificate Special

Limited-Time Offer

HCCU is currently offering a 5% APY Certificate Special for new Gold River members. New members will have the option to choose their investment between $500 and $5,000 over a 15-month term. The certificate also requires a new checking account with a minimum monthly direct deposit (by ACH) of at least $500, beginning within 60 days of the opening date of the CD.

  • 5.00% APY*
  • $500 minimum deposit and $5,000 maximum deposit
  • 15-month term
  • Dividends compounded and paid monthly
  • Federally Insured by NCUA

*APY = Annual Percentage Yield. Throughout the term of this Share Certificate you must maintain an open checking account and your checking account must receive a minimum monthly direct deposit (by ACH) of at least $500, beginning within sixty (60) days of the opening date of this Account. If you fail to maintain your checking account or fail to maintain your minimum direct deposit during the term of this Account, your Account will be closed and we will impose the Early Withdrawal Penalty. The minimum deposit amount required to open this Account is $500, and the maximum deposit amount allowed, in aggregate, is $5,000 per individual member. In addition, the deposit amount must be “new money” not currently on deposit in any account at Heritage Community Credit Union. Only one Gold River Certificate Special allowed per new member relationship; not available for existing members. You must maintain the minimum balance to obtain the Annual Percentage Yield stated on this Share Certificate Receipt and Disclosure.


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