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Events and Promotions

Events & Promotion


Get in on HCCU’s “Outdoor Living Grand Prize Giveaway!”

Heritage Community Credit Union (HCCU) is your trusted home financial partner. Looking to purchase a new home or refinance your existing mortgage? Now is the perfect time because HCCU is giving away a $5001 Home Depot gift card each month through April 2017, to help make your dream outdoor living space a reality! Simply apply online or contact your dedicated Member Home Loan Specialist, Karen Selby, today!

Karen Selby
Mortgage Loan Originator, NMLS 854389

For more information on the Outdoor Living Grand Prize Giveaway please review the Outdoor Living Grand Prize Giveaway Official Promotion Rules .

1NO PURCHASE NECESSARY. Odds of winning based on number of entries. Each month during the sweepstakes period, one $500 gift card will be awarded to the winning entrant. One automatic entry for each new mortgage loan application submitted to HCCU. For alternative entry method, see Official Rules or call 916-364-1700. Winners are responsible for all tax consequences, if any. Giveaway ends, and all entries must be received, April 30, 2017. All mortgage loans are subject to credit approval and property valuation, and some property restrictions apply. Rates are based on property valuation, amount financed, loan program selected, applicant’s credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change without notice.

Member Referral Program

iProfit, YOU Profit — Share $100 plus the lifetime rewards of HCCU membership

For a limited time, when you share the rewards of HCCU membership by referring your family and friends to join, you’ll also be sharing $100 with each referral. With every new member you refer that joins HCCU, we will deposit $50 in your account AND $50 in their account1. From young adults looking to begin a bright financial future, to anyone who wants the benefits of iProfit Checking along with savings on great auto or home loan rates, $100 is merely the beginning of an even more rewarding future.

Simply complete an iProfit, YOU Profit Referral Form, then ask your family/friend to visit any branch with the form and we’ll quickly get them set-up to enjoy the benefits of credit union membership. With secure 24/7 mobile banking, remote check deposit, online banking and bill pay, plus access to more than 30,000 surcharge-free ATMS across the U.S., there’s no reason to bank anywhere else. And, they’ll enjoy it all, thanks to you!

1Offer valid beginning 7/13/16, is subject to change without notice, and HCCU reserves the right to discontinue offer at any time. Offer only valid when referred member is joining HCCU for the first time and when referred member opens a savings account AND obtains any loan of $5,000 or more, OR opens a checking account with a corresponding Visa debit card and conducts at least 12 posted Visa debit card POS or PIN-based merchant transactions during the first 60-days account is opened (does not include ATM transactions.) To qualify for offer, the new account must remain open and in good standing for a period of 60 days, and referral payment automatically will be credited to both referred member’s and existing member’s savings accounts after this 60-day period. Referred member must meet Credit Union eligibility and account opening criteria to join HCCU. Minimum deposit required to open account varies by account type and is stated in HCCU’s Truth-in-Savings Disclosure. Limit one referral payment per referred member. Referral payments may be taxable.

Get a $100 Cash Reward for Every New Line

This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint®.

Here’s how it works:

  • Members get a $100 cash reward for every new line when you switch to Sprint®.
  • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.
  • Plus, get a $50 loyalty cash reward every year for every line

Here’s how to sign up for Sprint cash rewards:

  1. Become a Sprint customer
  2. Register at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards® app
  3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!

Make the switch today and save with the Sprint Credit Union Member Cash Rewards!

Six Flags Discovery Kingdom Member Savings

Special Credit Union Coupon

Save on admission for you and your family with this Credit Union VIP Coupon for Six Flags Discovery Kingdom, valid from Now through December 31, 2017. Download your coupon here.

Certificate Special

Limited-Time Offer

HCCU is currently offering a 5% APY Certificate Special for new Gold River members. New members will have the option to choose their investment between $500 and $5,000 over a 15-month term. The certificate also requires a new checking account with a minimum monthly direct deposit (by ACH) of at least $500, beginning within 60 days of the opening date of the CD.

  • 5.00% APY*
  • $500 minimum deposit and $5,000 maximum deposit
  • 15-month term
  • Dividends compounded and paid monthly
  • Federally Insured by NCUA

*APY = Annual Percentage Yield. Throughout the term of this Share Certificate you must maintain an open checking account and your checking account must receive a minimum monthly direct deposit (by ACH) of at least $500, beginning within sixty (60) days of the opening date of this Account. If you fail to maintain your checking account or fail to maintain your minimum direct deposit during the term of this Account, your Account will be closed and we will impose the Early Withdrawal Penalty. The minimum deposit amount required to open this Account is $500, and the maximum deposit amount allowed, in aggregate, is $5,000 per individual member. In addition, the deposit amount must be “new money” not currently on deposit in any account at Heritage Community Credit Union. Only one Gold River Certificate Special allowed per new member relationship; not available for existing members. You must maintain the minimum balance to obtain the Annual Percentage Yield stated on this Share Certificate Receipt and Disclosure.


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