Loans

HCCU Visa^® Credit Cards

Credit Card For You

We offer the following consumer credit cards:

• Visa^® Signature Rewards Card: Earn rewards with no annual fee
• Visa^® Platinum Card: Traditional card with no annual fee
• College Rewards Visa^® Card: For college students with limited credit history
• Secured Visa^® Card: Improve or re-establish your credit history

Credit Cards for Your Business

We offer the following business credit cards:

• Visa^® Platinum Business Rewards Card: Earn rewards with no annual fee
• Visa^® Business Travel Rewards Card: Earn double rewards on travel and lodging
• Visa^® Business Card: Traditional card with no annual fee

Learn more about any of our Visa credit cards or apply online. Or, if you prefer, contact our Call Center at 916.364.1700 or at 800.233.6328.

Smart Credit Matters: Credit Education Website

Learn about building and managing credit, along with makes up a credit score, at our credit card partner's new credit education website. It offers tips for improving your credit score including a tool that shows you how your credit score is impacted by different credit choices. Click here to explore.

Already have a Heritage Visa^® Credit Card?

Manage your account online.