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Loans

Personal Loans

Personal


Signature Loan

Borrow a set amount distributed in one lump sum based on your personal credit rating.

  • Maximum loan amount up to $10,000
  • Terms up to 60 months
  • Fixed rate and term
  • Competitive rates that rewards members who have protected their credit while allowing members with a less than perfect credit history the opportunity to rebuild their credit
  • No collateral or security required Apply online, or contact our Call Center or call 916.364.1700 or 800.233.6328

$5,000 at 14.49% APR requires 35 monthly payments of $172.20 with a final payment of $168.61.


CreditPlus - Personal Line of Credit

Establish a credit line to use at your convenience without the possibility of rising credit card rates and fees.

  • Maximum loan amount of $10,000
  • No annual fee
  • Competitive, fixed rate
  • Link to your checking account as a source of overdraft protection
  • Revolving credit line
  • Access your funds in person, by phone, online, by mail, or at HCCU ATMs
  • No collateral or security required Apply online, or contact our Call Center or call 916.364.1700 or 800.233.6328

Share Secured

Use your HCCU savings or certificate account as collateral when financing your next purchase. Share Secured loans allow members to establish or build up their credit at a low affordable rate.

Apply online, or contact our Call Center or call 916.364.1700 or 800.233.6328.

 

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