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Visa Check Card

Visa® Check Card

Our convenient Heritage Visa® Check Card lets our members make purchases anywhere Visa® is accepted.

  • No card origination fee
  • No monthly or annual fee
  • Purchases are automatically deducted from your HCCU checking account
  • Use the Visa® Check Card at merchants worldwide - anywhere Visa® is accepted!
  • Accepted at ATMs displaying the STAR®, PLUS®, and CO-OP Network® symbols
  • Free ATM access at over 28,000 CO-OP Network® locations - Find a CO-OP Network® ATM
  • The CO-OP Network® and 7-Eleven have partnered to provide surcharge-free ATM access to Network members in approximately 5,300 7-Eleven stores in 30 states - Visit 7-Eleven online to find a store with an ATM near you
  • Point-of-sale (POS) access using the Interlink POS network


Co-Op  Star  Interlink  Plus  Visa

Security For Our Cardholders

Through evaluations of the typical transaction patterns for your card, fraud specialists are able to determine when any potential fraudulent activity occurs on your account. Should a transaction occur outside of your established normal pattern, a fraud specialist will attempt to reach you via the contact information on file for your account. Once you have been contacted you will be asked to verify specific information to validate the transaction that has occurred. If contact is unable to be made with you in a reasonable amount of time, the card may be blocked to prevent further fraudulent transactions.

You may also receive a notification call from our automated assistant, whom we have nicknamed Jill, please work with her to answer questions regarding recent card activity. If suspicious transactions are identified as fraudulent, calls will be transferred to our outstanding member support team at Card Member Security to help you take the necessary precautions to protect your cards and related accounts. If the recent activity is legitimate, members will be able to close the case with the phone attendant using their touch-tone phone.

In order to ensure the success of this safeguard and to provide you with the best possible service, it is imperative that your contact information is current. If you are unsure whether your account information is up-to-date please contact our Call Center at 916.364.1700 or 800.233.6328.

eHCCU-Online Banking
Account Access Security

NCUA Equal Housing Lender Verisign Privacy and Security

HCCU NMLS#454785