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2nd Chance Checking

An account designed specifically for members who may have been unable to qualify for a checking account in the past due to a ChexSystems record. Features include:

  • $25 minimum opening balance
  • No direct deposit or minimum balance requirements
  • Low monthly fee
  • Purchase Rewards: Cash back with your Visa® Check Card
  • Free ATM access at over 28,000 CO-OP Network® locations* - Find a CO-OP Network® ATM
  • Overdraft Protection from Savings
  • Free 24-hour Priority Line-Telephone Account Access

All of our checking accounts come with a suite of FREE online services†, such as ehccu-online banking, ehccupay-bill payment, estatements, FinanceWorks, etc. Learn more.

*Excluding deposit privileges. A charge may be assessed for select online services.


eHCCU-Online Banking
Account Access Security

NCUA Equal Housing Lender Verisign Privacy and Security

HCCU NMLS#454785