2nd Chance Checking
An account designed specifically for members who may have been unable to qualify for a checking account in the past due to a ChexSystems record. Features include:
- $25 minimum opening balance
- No direct deposit or minimum balance requirements
- Low monthly fee
- Purchase Rewards: Cash back with your Visa® Check Card
- Free ATM access at over 28,000 CO-OP Network® locations* - Find a CO-OP Network® ATM
- Overdraft Protection from Savings
- Free 24-hour Priority Line-Telephone Account Access
- 0.50% rate discount on vehicle loans with direct deposit into an HCCU checking account and automatic monthly payments
- Complimentary "Financial Fitness" consultation
All of our checking accounts come with a suite of FREE online services†, such as ehccu-online banking, ehccupay-bill payment, estatements, FinanceWorks, etc. Learn more.
*Excluding deposit privileges. †A charge may be assessed for select online services.