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News & Documents

News & Documents


Samsung Swiftkey Vulnerability

You may be hearing about the Samsung SwiftKey vulnerability in the news. If you use a Samsung Galaxy phone, as a security best practice, we recommend that your device is configured to automatically receive the security update from Samsung once it is available. If you have questions about the security update, you should contact your carrier. We also recommend that you minimize the use of unsecure wireless networks for private information such as mobile banking until the security update is available.


IRA One-Rollover-Per-Year Rule

Beginning in 2015, you can make only one rollover from an IRA to another (or the same) IRA in any 12-month period, regardless of the number of IRAs you own. The limit will apply by aggregating all of an individual’s IRAs, including SEP and SIMPLE IRAs as well as traditional and Roth IRAs, effectively treating them as one IRA for purposes of the limit.

  • Trustee-to-trustee transfers between IRAs are not limited
  • Rollovers from traditional to Roth IRAs ("conversions") are not limited

Transition rule ignores some 2014 distributions

IRA distributions rolled over to another (or the same) IRA in 2014 will not prevent a 2015 distribution from being rolled over provided the 2015 distribution is from a different IRA involved in the 2014 rollover. Get more information at http://www.irs.gov/Retirement-Plans/IRA-One-Rollover-Per-Year-Rule.


Facebook/Twitter Sweepstakes Official Contest Rules

View the Official Rules for our ongoing Facebook/Twitter Sweepstakes here.


Press Releases


Annual Reports


Special Notice to Members

Limitation of Services Policy

Heritage Community Credit Union is committed to treating its employees and members with respect and to maintaining a workplace free from abusive conduct. Therefore, effective August 1, 2012, Heritage Community Credit Union will implement a Limitation of Services Policy to address standards of member conduct and to apply appropriate remedial measures against members to protect its employees and members from abuse, harassment, and intimidation. View this policy here or at any of our branches.

 

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