*APY= Annual Percentage Yield. Certificate APY is accurate as of 3/15/2016. iProfit Checking APY is accurate as of the last dividend declaration date. 1NO PURCHASE NECESSARY, while supplies last. 2Gift card will be provided at account opening or loan disbursal. One $25 gift card per person, per new account or new loan, while supplies last or through 04/30/2016. 3Open checking account required throughout term of certificate and checking account must receive a minimum monthly direct deposit (by ACH) of at least $500. Only one Park It & Profit 5.00% Certificate allowed per new member relationship; not available for existing members. Minimum deposit amount required to open this Certificate Account is $500, and the maximum deposit amount allowed, in aggregate, is $5,000 per individual member. 4iProfit Checking requirements to receive Qualifying Dividend Rate: Monthly Direct Deposit of $500, enrollment in eStatements, must access account through ehccu-online banking, Mobile eBanking, or text banking at least once a month and conduct at least 12 posted Visa Debit Card POS or PIN based merchant transactions (does not include ATM transactions).